IKO – PKO Bank Polski

IKO – PKO Bank Polski

PKO Bank Polski SA

4.7 10M+
Safe
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Compliance
Law-aligned
Category
Finance
Download
10M+
Safety
100% Safe
Price
Free
Developer
PKO Bank Polski SA
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Screenshots

About this app

IKO from PKO Bank Polski is a modern mobile banking. Don't have an account? Open a personal account in the IKO app in minutes, without leaving home. Do you have an account? Pay with BLIK, make instant transfers and enjoy full mobile banking. IKO is an application appreciated by customers and experts in Poland and worldwide. Personal online account - Open an account in the app or log in and manage your finances instantly Mobile payments and BLIK - Pay in shop and online with BLIK or contactless with your phone Quick transfers - Send domestic, international, instant and phone transfers in a few seconds Manage your finances - Check your balance, transaction history and control spending in one place - Accumulate savings and manage investments Security and notifications - Log in with PIN, fingerprint or face (Face Unlock) - Benefit from transaction notifications and mobile authorization of operations Additional services - Buy public transport tickets, pay for parking and motorway tolls - Exchange currencies at the exchange office, buy insurance, phone top-ups and eSIM cards Awards and distinctions - The IKO application is appreciated by customers and experts in Poland and worldwide. It has won awards in, among others: International Banker Awards 2025, Mobile Trends Awards, Golden Banker 2025 What can you do in the IKO app? - Open an account in minutes - Send domestic, international, instant and mobile money transfers - Pay with BLIK, contactless, online and by QR codes - Manage cards, limits and savings accounts - Buy tickets, pay for parking, use the exchange office and insurance - Activate transaction notifications and use a map of ATMs and branches Download the IKO app and use mobile banking conveniently and securely!

💳

See your money

IKO – PKO Bank Polski brings your balances and activity into one view.

📊

Track activity

Transactions are listed so you can follow your spending.

📱

Manage on the go

Handle common account tasks from your phone.

Advantages

  • A clear overview keeps balances and activity in one place.
  • Alerts help you stay aware of account changes.
  • Common tasks are available without visiting a branch.

What users say

K

Kris Toff

Mar 4, 2021

14

I tried to make 2 payments (small amounts) and used colon (:) as provided in both transaction descriptions. First one went okay but the second was blocked each time, even though I force send it like 25 times within a week while trying to get unsuccessful help from CS 3 times in the mean time. I speak polish fluently (native) so language barrier wasn't an issue. I removed that colon and transfer went through, wish someone would told me that. Also there's no way to chat or message CS from the app.

A

Arthur Senko

Jun 27, 2026

0

Absolutely unfriendly UI. Im a legal bank client, I see a promotion of bank's new feature called "Allegro klik", they write that I can activate it, I try to activate it, they say that I cannot activate it because I'm not Polish lol. Why do you show that feature to me then... I'm very unhappy.

Y

Yevhenii Hrabliuk

Jun 23, 2026

0

Blik confirmation will always fail after taking correct fingerprint if pin was not entered in a while; so I have to log in with pin first, then initiate Blik; please fix

G

Grygoriy Gavrylyuk

Jul 6, 2026

0

The last update, crashed every time after start. Due to this, not possible to use bank services... android 12 mini 13.0.2.

M

milo x

Jun 7, 2026

2

the most recent update changed the font and it's just plain worse, also the notifications contain allegro ads or unnecessary info.

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