Avant

Update on 04 MAY 2026 has broken the app, making the app, and therefore the card, all but useless. Despite no less than 3 emails from Avant that the problem is fixed, it persists. Unable to login via the app without multiple capcha challenges and biometrics don't work at all. Also, the app blocks both Samsung and Google Pass...both are infinitely more secure than the Avant app could ever be. Very poor software engineering. Even worse customer service.

I'm still very new with Avant to really have much to say. They were really easy to get approved, with me not having the best credit. They do charge an annual fee that comes off your balance. I can't say it was worth paying a high annual fee compared to my limit, but I needed a credit card, and I wanted to work on my credit. I did notice on my last statement that my balance is $13 higher than it should be.

I made a couple charges & those small transactions showed up in the app. Great. Then when it was time for the 1st payment, $75 annual fee was taken from credit limit & the transactions just disappeared. Update: As of 4/24, I can not see any transactions for April and this same glitch happened in March. Looks like there will be a week or so out of every month where your recent transactions aren't visible which stops you from being able to dispute fraudulent charges when or if they were to occur.

This is a total scam. I have had this card since 2017. I've kept a low to no balance and always paid on time or early. I started to have issues with the app. so I uninstall and reinstalled. Somehow my payment was a day late even after calling in about the problem. I was hit with a late fee, I asked them to forgive the fee it got denied. Every time I pay off my card I still have a balance. This is total BS. it's greed and selfishness and an opportunity to take advantage of people.

They said the issue for Android users is fixed. They lied. Kept saying PW was incorrect (it's not). Uninstalled, reinstalled just to be safe. PW still allegedly incorrect. Got locked out of my account for too many attempts, so I clicked the reset password link. 30 minutes have gone by and I haven't received a reset email yet. Clearly working as intended.