MoneyLion: Banking & Cash Back
MoneyLion Inc.
- Compliance
- Law-aligned
- Category
- Finance
- Download
- 5M+
- Safety
- 100% Safe
- Price
- Free
- Developer
- MoneyLion Inc.
Screenshots
About this app
Make better money decisions with MoneyLion. Access mobile banking, pay in advance options, personal finance resources, personal loan offers, credit builder online loans, & cashback rewards for extra money. BANKING WITH MONEYLION SPEND - GET EARLY PAY (UP TO 2 DAYS)8 Fast forward to payday with MoneyLion Spend direct deposit. Open a MoneyLion Spend account and invest your extra cash with Round Ups³. Unlock pay advances up to $1000 with qualifying recurring direct deposits.9 MONEYLION GAMES - EARN & WIN EXTRA CASH Play more, and earn more! Each game you play earns you cash rewards - up to $50 per game! Play during limited-time events to earn up to double the cash rewards. INSTACASH® PAY ADVANCES UP TO $500 Access your cash before payday. Receive up to $500 of your paycheck, any day with Instacash® cash advances. Get money with no interest, no monthly fees, & no credit check. FAST LOAN OFFERS4 Need to borrow money? Get personal loan offers and borrow money quickly from partners on the MoneyLion Marketplace. CREDIT BUILDER LOAN WITH A MEMBERSHIP5 Credit Builder Loans up to $1,000 with no hard credit check. Credit building with MoneyLion helps you save as you help build credit health. Get alerts and report credit scores to all 3 bureaus: Equifax, Experian, and TransUnion. Credit builder offers can help you turn things around, giving you the chance to build the solid credit history you need. MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally, Chime, Self, Varo Bank, Possible Finance, Albert, Klover, Earnin, Empower, Cleo, Brigit, Kikoff, Credit Sesame, Credit Karma, or Credit One Bank, Kalshi, Turbotax 3,4,5- See end screens labeled “Disclaimer” above “About this app”. 8 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit. 9 Increased Instacash limit requires recurring direct deposit into MoneyLion Spend account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. Instacash is a 0% interest cash advance service provided by MoneyLion. Your available Instacash cash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your cash advance limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date, which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions, and eligibility requirements. MoneyLion is a financial technology company, not a bank. MoneyLion Spend Demand Spend Account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution. Cashback rewards are subject to terms and conditions. Rewards are an optional service offered by MoneyLion. 249 W 17th St, 4th Fl, New York, NY 10011
See your money
MoneyLion: Banking & Cash Back brings your balances and activity into one view.
Track activity
Transactions are listed so you can follow your spending.
Manage on the go
Handle common account tasks from your phone.
Advantages
- A clear overview keeps balances and activity in one place.
- Alerts help you stay aware of account changes.
- Common tasks are available without visiting a branch.
What users say
Shawna i am
Aug 3, 2025
0 STARS..Up until last month, this app was an amazing financial lifesaver; however, a few mnths ago, they attempted to charge me fees, claiming it wasn't paid when I received my instacash. Well after multiple attempts, I was finally refunded my money, but noticed the same charge to my bank acct yesterday w/out my authorization. In addition, they've also reduced my borrowing limit because I choose not to tip every time - which is quite expensive. If I could afford to, I wouldn't be borrowing.
Montrale B.
Jul 4, 2026
Have tried to withdraw money numerous times over the years. Always seems to be a "problem" with routing or account number even though I've triple checked and they are always accurate. This app has is by far the worst investment app I've used and now I can't even get what money is left in my investment out. It's been no less than 6 years I've tried to close this account and still aren't able to to this day!!!
Stephen Brown
Jul 4, 2026
Zero stars if I could. Started out great for a few months. Randomly, after I had taken out a usual advance for an amount, let's say $1000, before my next pay cycle, it would say that it could not detect a regular paycheck in my account. The amount I could advance would drop below $300 for the period and I would lose hundreds. I have ALWAYS gotten a paycheck every 2 weeks and it hasn't changed. The phone reps barely speak english and REFUSE to help. They are intentionally taking money. GARBAGE!!!
Raven Gage
Jul 1, 2026
I've used this app for probably going on 2 or 3 years now. I've had zero issues, up until about a month or two ago. I always repay on time, my borrow amount was going up steadily, my credit was going up as well. now suddenly I owe WAYYY more than I'm able to ever pull out. I pull out 250. a week later it says I can pull out 190. it's absolute BS. I've never been late more than a day or two (i have had to switch jobs a few times but it's very rare its ever late) paying it off then deleting
Helen S
May 12, 2026
it was great at first when I downloaded it about a year ago. I actually recommended it to several friends who were in a pinch and could have used the extra money. but now all the games are slots or bingo where you gotta pay real money in for plays. It was SUPER easy to cash out but I miss the puzzle and strategy games. I'm moving onto a different app to play games for. I'm gonna check back in next month to see if they added some different games than gambling. if not then I'll be deleting it.
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