Sumeria — Banking Account AI
Lydia Solutions
- Compliance
- Law-aligned
- Category
- Finance
- Download
- 5M+
- Safety
- 100% Safe
- Price
- Free
- Developer
- Lydia Solutions
Screenshots
About this app
The modern bank account to manage your money, track your budget, and earn interest—without fees abroad Sumeria is a fast, secure, and intuitive mobile banking app designed to help you control your finances effortlessly. Manage your bank accounts, track your expenses, and grow your money—all in one place, trusted by millions of users. AI-POWERED FINANCIAL ASSISTANT SIA is your AI banking assistant. Ask questions, give commands, and instantly understand your finances. From expense tracking to smart insights, SIA helps you take action in seconds—24/7, securely. EARN INTEREST ON YOUR MONEY Get 2% interest on all your funds, including your current account. Your money grows automatically every month, with no effort. TOTAL CONTROL OF YOUR MONEY Track your balance and expenses in real time. Always know how much you can spend. Add categories, labels, and find any transaction instantly with powerful search. EASY BUDGETING & EXPENSE TRACKING • Organize your money with multiple sub-accounts (envelopes) • Choose or switch the account linked to your card anytime • Track and review every transaction • Customize categories and subcategories for detailed insights • Monitor your spending with clear monthly charts NO FOREIGN TRANSACTION FEES Pay anywhere in the world with no FX fees. Perfect for travel, online payments, and shared expenses. SECURE & TRUSTED Sumeria is a licensed French financial institution regulated by the ACPR. Your funds are protected up to €100,000. Stay safe with advanced features: Apple Pay, single-use virtual cards, real-time notifications, and iOS widgets. Open your account in minutes, for free. Get your card delivered within a week. Need help? Our support team is here for you. “Simple and effective” “Top of the top” “Super practical” “No hassle” “Brilliant”
See your money
Sumeria — Banking Account AI brings your balances and activity into one view.
Track activity
Transactions are listed so you can follow your spending.
Manage on the go
Handle common account tasks from your phone.
Advantages
- A clear overview keeps balances and activity in one place.
- Alerts help you stay aware of account changes.
- Common tasks are available without visiting a branch.
What users say
A Google user
Jan 5, 2020
My friend had to send a payment to me but he mistakenly sent it to the wrong number, the number in question wasn't yet subscribed to the application. Unfortunately Lydia doesn't enable you to cancel a payment (even if the receiver doesn't have an account!!). So the mistaken receiver could receive a kind invitation to subscribe and take my money!! I am very disappointed by that lack of security
Masih Noristani
Jun 21, 2026
I've had a great experience with this online bank. The app is easy to use, transfers are fast, and managing my account is simple and convenient. Customer support has always been responsive and helpful whenever I needed assistance. The fees are reasonable, and everything can be done from home without needing to visit a branch. I highly recommend this bank to anyone looking for a modern and reliable banking experience.
No Problem
Jun 4, 2026
the worst customer service I ever experienced. my account was blocked although I gave them all the justification they have asked for. I am still waiting for them to send me the balance of my account that for some reason no one answered my mail. STAY AWAY from this application NO ONE ANSWER you when you have a problem and I have the black Card that promises a 24 hours customer service BE CAREFUL !!! you putting your Money in risk.
AAMIR Khan
May 15, 2026
400 euro transaction was made online without my autorisation no refund so disappointed . this banking service is not safe I don't recommend the customer service is very poor response are late. I wish I can give negative stars
Fortunate Dy Destiny
May 4, 2026
Summeria is a criminal bank, they blocked my account, they ask me to them another of my account to remit my money to me, uptill now, I haven't received since 2024, today they deducted 99€ from my money in the account saying fee for unauthorised use of service how ? Criminal bank they work today with Lydia. They also said my account have been permanently closed, that is can't access my money, it shall never be well you people and your customer service, thiefs. Please allow me access my money
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