Mission Lane

I very much enjoy the simplicity and sleek UI of the Mission Lane app. I wish most banks and credit unions would go in this direction. As far as the service goes, I'd definitely say they are the best out of the sub-prime credit card companies I've experienced. A good step above Credit One and Avant, etc.. However, in over two years of on-time payments and a significantly improved score, I have yet to receive one limit increase which is pretty ridiculous.

I have paid my bills on time every month, and kept this card in good standing since getting this card, over 3 years ago. I've kept my credit score either good or excellent during the time I've had this card. According to the terms, I've met the requirements for a credit limit increase for the duration, but I have never even been notified that I've been evaluated for an increase. The $300 limit on this card is virtually useless. Stay away from this card.

so far so good. credit limit is unnecessarily low, $300 isnt worth much these days considering you are only supposed to use 30% of that at any time. That means i can only use it for a tank and a half of gas! I guess you gotta start somewhere! At least the app is easy to use and they do not charge a fee to make payments, or an annual fee. I, personally, do not need a credit card, but I need to start building a credit history, so this card is good for that purpose.

Im giving this card and company a one star because ive had this card for about a year and a half now, longer than any of my other 12 cards, and been stuck on a 300 limit, without the benefit of even being offered a credit limit increase, and all of this with the card being used every month and being paid in full EVERY MONTH. Ive also requested it twice, only to be told wait for an invitation. Since I always seem to get more results with these reviews, ill ask again. Give me an increase, or cance

I've had this credit card for a long time and still have the original credit limit of $400. I heard from other people the same problem...low credit limit. It was my 1st card in a long time and helped start building my credit. So for that part it's good. Other than that, will have to use other cards to get higher limits. UPDATE: its now 2 years later and it's still the same problem. Never got any increase from the original limit 2 years ago! Kind of a joke after 2 years of on time payments!