Klover - Instant Cash Advance
Klover Holdings
- Compliance
- Law-aligned
- Category
- Finance
- Download
- 5M+
- Safety
- 100% Safe
- Price
- Free
- Developer
- Klover Holdings
Screenshots
About this app
Your payday can’t come soon enough! That’s where we come in. You can get a Klover cash advance up to $750* cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.* HOW TO GET YOUR FIRST ADVANCE: Enter your name, email and phone to sign up in seconds Connect your bank so we know where to send your money Pocket your cash in minutes –– get up to $750 But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie: SCORE EASY POINTS** Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes. BUDGET LIKE A BOSS Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets. MONEY FROM THE FUTURE It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero. _________________________________________________ WHY WE’RE HERE We’re not your typical financial Institution. Our biggest goal is to see you financially free. So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data. By transparently leveraging your approved data, we can provide low to no fees financial products and services to save you time and money. YOUR DATA IS SAFE WITH US Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch. STAY IN TOUCH Got a question? Reach out to us at info@joinklover.com *Not all users will qualify. Advances range from $25 - $750, avg advances $170. Express transfer fees may apply. **LEGAL DISCLOSURE: Klover does not offer loans. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. By validating your employment you can access money you’ve already earned whenever you want to. Klover’s advance service is free and doesn’t have interest. Our APR is 0%. Klover’s advance service does not require a minimum repayment time frame. Klover’s advance service does not require a maximum repayment time frame. For example, if you request an advance of $100 your future repayment is $100. Example 2: If you select a completely optional immediate delivery fee of $8.49 your future repayment would be $108.49. Klover’s advance service is not a contracted obligation to repay a loan. For more information please see Klover’s terms and conditions: https://www.klover.app/terms-and-conditions. ***Points cannot be redeemed for cash, only in-app features Klover’s Privacy Policy: https://www.klover.app/privacy-policy Klover Holdings, Inc. 57 W Grand Ave Chicago, IL 60035
See your money
Klover - Instant Cash Advance brings your balances and activity into one view.
Track activity
Transactions are listed so you can follow your spending.
Manage on the go
Handle common account tasks from your phone.
Advantages
- A clear overview keeps balances and activity in one place.
- Alerts help you stay aware of account changes.
- Common tasks are available without visiting a branch.
What users say
Patricia Baker
May 25, 2025
used it a number of times. always paid back on time. Ive unlinked, linked my account several times but all of sudden cant borrow anymore. yall are quick to take the subscription money out. I send screenshot as to what it says but I'm told various things. you have to wait for your check to clear. okay it's been a week I've done been paid almost twice and my account has been linked for months. your help is a joke when no ones gives you the same answer. still having issues.
Amber Thornton
May 12, 2025
I would try other insta cash apps first. was approved for up to $150. I borrowed $50 as I didn't want to borrow more then needed. I needed more but couldn't take any. they should let you know you only get one shot, as other apps will let you keep borrowing until you hit your limit. other thing I don't like, takes days to talk to customer service and only through email. you can chat with a bot that sends you random information.
Jacen Richards
Feb 4, 2025
it's a lot for not so much pay out. I enjoy it but if I needed the money for food, I would starve. Feedback... In two months I've had one advance. In that time you've taken twice as much from me. it seems like in the long run, the only help is you helping yourself. The time it takes to accumulate any significant amount of coins would be fine if I could sit around on the phone all day. You would think with effort required, it would not require repayment.
Merc Hillman
Jun 6, 2025
Easy to use, multiple ways to earn points, Amazon gift cards. A few things could use work, but for now, it's good. I'll update if anything changes! Edit 3: It's been working okay for a while. Hopefully, it stays that way. Unfortunately, they lost me on the removal of getting gift cards with your points.
jamie killday
Apr 5, 2025
I have been with Klover for quite some time now. They have always come through for me. Once and a while the Payback date was wrong, but I just contact them and they switch it to the right one. Customer service has always responded within a day or 2 and been efficient and quick. You can earn points to use for bigger advances or fee payments. It has been a lifesaver at times for me.
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